Sembawang 2-Roomers Hit Market at Just $150,000
Summary
HDB has launched its most affordable flats in the February 2026 BTO exercise, with 2-room Flexi units in Sembawang starting at just $150,000 before grants. With the Enhanced CPF Housing Grant (EHG) of up to $120,000, eligible first-timer singles can secure a home for as low as $30,000.
Two Sembawang projects are offering these budget-friendly units:
- Sembawang Voyage
- Sembawang Deck
Both are classified as Standard projects with shorter waiting times compared to Plus or Prime developments. These flats come with floor finishes, internal doors, and sanitary fittings already installed.
WHERE EXACTLY?
The flats are located in Sembawang, one of Singapore's northern towns. While specific block locations aren't detailed in the announcement, Sembawang has been seeing strong development with improved connectivity and amenities.
For comparison, nearby resale 2-room Flexi flats in the area have been transacting between $370,000 and $400,000 - meaning these new BTOs offer a discount of over $220,000 compared to resale prices.
WHO CAN APPLY?
First-timer singles are the primary target for 2-room Flexi flats:
- Those earning $3,500/month can receive an EHG of about $15,000, bringing the effective price down to approximately $135,000
- Those earning $4,500/month can receive an EHG of about $2,500, paying around $147,500
- Singles can use CPF contributions to service monthly mortgage payments with little to no cash required
The units are also available to:
- Elderly applicants (55 and above)
- Non-elderly couples and families looking for compact living
WHY SEMBAWANG?
Beyond the attractive price point, Sembawang offers:
- Nearby resale comparisons show 3-room flats going for $460,000-$560,000
- 4-room flats at $585,000-$675,000
- 5-room flats at $715,000-$820,000
This makes the $150,000 2-room Flexi an exceptional entry point into the property market.
THE CATCH?
Standard BTO flats come with a 5-year Minimum Occupation Period (MOP) before you can sell or rent out the entire unit. However, there's no subsidy recovery required for Standard projects (unlike Plus and Prime flats), meaning you keep all proceeds when you eventually sell.
BOTTOM LINE
For singles or young couples looking to get on the property ladder, Sembawang's $150,000 2-room Flexi flats represent one of the most affordable home ownership opportunities in Singapore. With grants potentially reducing the price to $30,000, it's a chance to own a home for less than what many pay for a COE.
Price Range
|
Town |
Project |
Flat |
Selling Price |
Selling Price Grants ^) |
Transacted Prices of |
|---|---|---|---|---|---|
|
Standard Projects |
|||||
|
Sembawang |
Sembawang Voyage
Sembawang Deck ~ |
2-room Flexi |
From $150,000 |
From $30,000 |
$370,000 - $400,000 |
|
3-room |
From $261,000 |
From $156,000 |
$460,000 - $560,000 |
||
|
4-room |
From $304,000 |
From $224,000 |
$585,000 - $675,000 |
||
|
5-room |
From $439,000 |
From $384,000 |
$715,000 - $820,000 |
||
Applications close February 11, 2026 - don't miss the window.